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RBI Deputy Governor says rapid digitalisation requires fundamental rethink of bank supervision for stability, governance, and customer protection.
SBI report reveals unsecured lending surged to Rs 46.9 lakh crore, raising systemic risk. PSBs hold over half of these loans. RBI also flags concerns.
India's banking sector reports record profits, sharp NPA decline, and digital payment surge in 2025, driven by government reforms and financial inclusion.
RBI Governor Malhotra calls for aligning digital innovation with fair consumer outcomes, stressing protection from fraud and better data use.
RBI Governor Malhotra advocates for a collaborative regulatory approach, emphasizing correction over punishment for a stable, vibrant financial sector.
Indian banks and NBFCs expected to report stable Q3 FY26 performance driven by robust loan growth, healthy asset quality, and largely steady margins.
Most top Indian banks gained market value in Q3, led by private lenders, fueled by festive demand, GST cuts, and RBI rate reductions.
RBI draft norms propose raising the dividend payout cap for banks to 75% of net profit, with a new capital-linked framework effective FY27.
RBI invites public comments on draft 2026 rules for dividend payouts by commercial, small finance, payment, regional rural, and local area banks.
India's bank credit rose 7% to ₹195 trillion by Nov FY26, led by retail loans. MSME lending doubled, PSBs improve asset quality. SBI MF projects 13-14% growth for FY27.
Fitch Ratings says tighter risk controls and improved regulatory oversight are strengthening India's banking operating environment and systemic resilience.
RBI Governor Sanjay Malhotra emphasizes sound underwriting, ethical conduct, and customer grievance redressal for NBFCs to ensure sustainable growth.
Indian banks forecast stable net interest margins and improved profitability in Q3 FY26, driven by loan growth and lower credit costs.
Bank of Baroda report highlights resilient banking sector with 11.5% credit growth, strong fundamentals, and a positive outlook driven by supportive RBI measures.
PFRDA reforms let scheduled commercial banks establish pension funds for NPS, aiming to boost competition, governance, and subscriber safeguards in India's pension system.
A report suggests RBI may conduct more OMOs in early 2026 while pausing rate cuts, aiming to manage liquidity and flatten the yield curve.
The RBI will auction ₹32,000 crore of a 6.48% government bond on Jan 2, 2026. Learn about competitive & non-competitive bidding, payment dates, and "When Issued" trading.
RBI's 2024-25 report shows robust Indian banking with double-digit growth, lowest bad loans in decades, strong profits, and high capital buffers.
RBI delays Phase 2 of faster cheque clearance to 2026, extending banks' preparation time. Current Phase 1 operations and revised presentation hours continue.