Indian Banks & NBFCs Show Strong Capital Buffers, Improved Resilience
Report highlights improved capital adequacy, asset quality, and profitability in Indian banking and NBFC sectors, ensuring resilience against stress.
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Report highlights improved capital adequacy, asset quality, and profitability in Indian banking and NBFC sectors, ensuring resilience against stress.
Punjab National Bank reports highest-ever quarterly profit of Rs 5,100 crore in Q3, driven by improved asset quality and strong recoveries.
Public sector banks sanctioned over 3.96 lakh MSME loans worth ₹52,300+ crore using a new digital credit assessment model from Apr-Dec 2025.
IDBI Bank's Q3 FY26 net profit fell 46.6% QoQ to Rs 1,935 crore. NII declined 24% YoY, but asset quality improved and deposits grew 9%.
HDFC Bank reports 12.17% rise in Q3 net profit to Rs 19,806.63 crore. NII grows 6.4%, while asset quality presents a mixed picture.
ICICI Bank's Q3 profit declines to ₹12,538 crore, but asset quality improves. CEO Sandeep Bakhshi gets board approval for a 2-year re-appointment.
RBI data shows India's scheduled bank deposits reached ₹253.77 lakh crore in Dec 2025, with credit also rising to ₹208.14 lakh crore, signaling robust banking activity.
RBI mandates internal ombudsmen in banks & NBFCs for faster customer grievance resolution. New guidelines detail appointment & complaint review.
RBI grants in-principle approval to Japan's Sumitomo Mitsui Banking Corp to convert its Indian branches into a wholly owned subsidiary.
RBI proposes resuming UCB licenses with Rs 300 crore capital threshold. Read about the new eligibility norms and the sector's improved financial health.
RBI Deputy Governor SC Murmu warns digitalisation is blurring regulatory boundaries, creating systemic risks from cloud & tech providers, requiring agile oversight.
Get 10% cashback on recharges & bills, 1% on UPI scans, and 5% on online shopping with the PhonePe HDFC Ultimo co-branded credit card.
RBI Deputy Governor says rapid digitalisation requires fundamental rethink of bank supervision for stability, governance, and customer protection.
SBI report reveals unsecured lending surged to Rs 46.9 lakh crore, raising systemic risk. PSBs hold over half of these loans. RBI also flags concerns.
India's banking sector reports record profits, sharp NPA decline, and digital payment surge in 2025, driven by government reforms and financial inclusion.
RBI Governor Malhotra calls for aligning digital innovation with fair consumer outcomes, stressing protection from fraud and better data use.
RBI Governor Malhotra advocates for a collaborative regulatory approach, emphasizing correction over punishment for a stable, vibrant financial sector.
Indian banks and NBFCs expected to report stable Q3 FY26 performance driven by robust loan growth, healthy asset quality, and largely steady margins.
Most top Indian banks gained market value in Q3, led by private lenders, fueled by festive demand, GST cuts, and RBI rate reductions.
RBI draft norms propose raising the dividend payout cap for banks to 75% of net profit, with a new capital-linked framework effective FY27.