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Indian Destination Weddings Fuel 27% Surge in Overseas Travel Insurance

Indian destination weddings are increasingly moving abroad, driving consistent double-digit growth in international travel insurance purchases. Thailand leads as the preferred destination due to proximity and infrastructure, while the UAE, Europe, and Southeast Asia are also popular. Demand peaks sharply during traditional Indian wedding seasons, particularly from November to December. These trips often involve entire families, leading to higher demand for comprehensive medical and baggage coverage.

Key Points: Destination Weddings Drive Overseas Travel Insurance Demand

  • 27.4% annual growth in insurance
  • Thailand is top destination
  • Peak demand in Nov-Dec wedding season
  • Multi-generational family travel
3 min read

Indian destination weddings drive steady rise in overseas travel insurance demand: Report

Report shows 27.4% annual growth in travel insurance for Indian destination weddings, with Thailand, UAE, and Europe as top choices.

"Policybazaar's travel insurance data points to sustained growth in wedding-linked international travel - Report"

New Delhi, February 5

Indian weddings are increasingly moving beyond domestic venues, with a growing number of families travelling overseas for marriage ceremonies, a shift that is reflected in a steady rise in international travel insurance purchases, according to a report by Policybazaar.

The travel insurance data covering the period from 2023 to 2025 showed that travel insurance uptake linked to destination weddings recorded consistent growth.

The report highlighted that purchases rose by 27.4 per cent between 2023 and 2024 and increased by another 27.4 per cent from 2024 to 2025 YTD, indicating that international weddings are becoming a regular feature of Indian travel patterns rather than a seasonal exception.

It stated "Policybazaar's travel insurance data points to sustained growth in wedding-linked international travel, seasonal uptake around peak wedding months, growing participation from families and senior travellers, and a rising preference for baggage and medical-related covers".

Indian couples are choosing a wide range of overseas destinations, the report stated that with Thailand emerging as the most preferred location due to proximity, visa ease and established wedding infrastructure catering to Indian ceremonies.

The UAE continues to attract families for its luxury venues and international connectivity, while Vietnam and Sri Lanka are gaining popularity as comparatively cost-efficient alternatives.

European destinations such as Italy, Spain and Greece are seeing demand from smaller wedding groups with higher per-capita spending, while Oman and the Maldives remain popular for close-family ceremonies.

The data also highlighted that wedding-related travel insurance demand follows India's marriage calendar more closely than typical holiday seasons.

The sharpest increase was observed during the November 1 to December 15 period, when purchases rose by 30 per cent from 2023 to 2024, followed by an 8 per cent increase from 2024 to 2025. Similar seasonal rises were recorded during the January-March and July-August wedding windows.

Wedding travel continues to involve multiple generations. Buyers aged 25-34 accounted for 40 per cent of policies, followed by those aged 45-60 at 35 per cent. Senior travellers above 60 years formed 25 per cent of buyers, contributing to higher demand for medical and pre-existing disease coverage.

Group wedding travel has also rebounded after a brief decline, with group bookings rising by around 28 per cent from 2024 to 2025 YTD. Across destinations, travellers consistently opted for a sum insured of USD 250,000, while baggage loss, medical emergencies and pre-existing disease cover emerged as the most preferred policy features.

Travel insurance is a specialised policy designed to cover financial losses, medical emergencies, and unexpected incidents during domestic or international trips. It acts as a safety net against risks like trip cancellation, lost baggage, flight delays, and emergency medical treatment, offering peace of mind.

- ANI

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Reader Comments

R
Rahul R
While it's great that people are being responsible with insurance, I can't help but feel this highlights the growing extravagance. A simple wedding in India can be beautiful too. The pressure to have a "destination wedding" for social media is real and adds so much financial strain on families.
A
Arun Y
The data about senior travellers (25% of buyers!) is crucial. Our parents and grandparents want to be part of these big family moments, but their health needs proper coverage. It's not just about lost luggage; it's about ensuring chacha-ji's blood pressure is managed if something happens overseas. Good insight.
S
Sarah B
Interesting to see the seasonal spikes matching the Indian wedding calendar, not global holidays. It shows how powerful our cultural cycles are, even driving insurance markets! The preference for Thailand and UAE makes sense—they really know how to host a big Indian wedding with all the rituals.
K
Karthik V
Baggage loss cover is a must! At my friend's wedding in Bali, two aunties' suitcases with all their sarees and jewellery went missing for two days. The insurance was a lifesaver. It's not just a policy; it's peace of mind so you can actually enjoy the shaadi without stress.
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Nikhil C
I appreciate the report, but I wish it also touched on the environmental impact. So many people flying for a single event... and the carbon footprint of these lavish destination weddings. Can we celebrate responsibly? Just a thought.

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