Key Points

TRAI is rolling out a digital consent pilot with RBI and banks to tackle spam calls linked to financial fraud. The system will verify consents digitally, replacing unreliable offline methods. Banks are prioritized due to high fraud risks from spam. If successful, the framework will expand to other sectors for transparent, consumer-friendly communication.

Key Points: TRAI Launches Digital Consent Pilot With RBI to Curb Spam Calls

  • TRAI targets spam via digital consent registry with banks
  • Pilot aims to validate secure consent verification framework
  • Focus on financial fraud prevention in first phase
  • System to curb misuse of offline/unverified consents
3 min read

TRAI launches pilot project for Digital Consent Management, aiming to curb spam

TRAI partners with RBI and banks to test digital consent verification, aiming to reduce spam calls and financial frauds through a secure registry system.

"Verification of consent for commercial communication citing offline consent remains a formidable challenge. – TRAI"

New Delhi, June 16

Having observed that a large number of spam complaints are made by the customers against the business entities from whom the consumers have earlier purchased goods or services, TRAI has launched a pilot project for Digital Consent Management in partnership with RBI and banks.

On investigation of spam, TRAI came to the conclusion that such business entities often claim that they possess the consent of the consumer for receiving commercial calls and messages.

Under the regulatory framework defined by the Telecom Commercial Communications Customer Preference Regulations (TCCCPR), 2018, an entity can make commercial communications to a consumer irrespective of his/her Do Not Disturb (DND) preferences provided the entity has taken explicit consent from the consumer.

However, in many cases, these consents were collected through offline or unverifiable means, making it extremely difficult to ascertain their validity and genuineness, TRAI said in a statement Monday..

In several instances, consumers report that their mobile numbers have been acquired by the entities for this purpose through misrepresentation, deception, or unauthorised data-sharing practices.

TRAI has undertaken several innovative regulatory measures in recent years to curb such practices. These include allowing consumers to register complaints against unregistered telemarketers (UTMs) even without prior DND registration, and initiating large-scale disconnection of telecom resources being misused by the entities for spamming activities.

However, verification of consent for commercial communication citing offline consent of consumer remains a formidable challenge.

To address the issue, the regulations provide for acquiring consent digitally by the entities and registering them in a secure and interoperable digital consent registry maintained by the Telecom Service Providers (TSPs) for easy verification of consents while commercial communication is made to the consumers.

However, for the successful operation of this consent registration framework, onboarding of entities sending commercial communications is a necessary requirement.

Accordingly, to begin the national roll-out, TRAI has launched a Pilot Project in coordination with the Reserve Bank of India (RBI) involving select banks and has issued a Direction on 13th June, 2025, to all the Telecom Service Providers, mandating them to pilot this framework in collaboration with banks.

Given the sensitivity of banking transactions and cases of financial frauds through spam calls, the banking sector has been prioritised for the first phase of implementation. This Pilot, running under a Regulatory Sandbox framework, will validate the operational, technical, and regulatory aspects of the enhanced Consent Registration Function (CRF) and lay the foundation for sector-wise scaling of the digital consent ecosystem.

TRAI said it remains committed to safeguarding consumer interests and enhancing trust in legitimate commercial communications. The Authority said it will continue to work with sectoral regulators and stakeholders to ensure that the ecosystem evolves towards more secure, transparent, and consumer-centric practices.

- ANI

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Reader Comments

Here are 6 diverse Indian perspective comments for the TRAI digital consent management article:
R
Rahul K.
Finally some action against these spam calls! I get at least 5-6 calls daily about personal loans and credit cards. Hope this digital consent system works better than DND which was useless. TRAI should also impose heavy fines on companies violating rules.
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Priya M.
Good initiative but implementation will be key. Many companies currently take 'consent' by making customers tick hidden boxes in long forms. Digital consent must be clear, prominent and revocable anytime. Also need awareness campaigns in regional languages.
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Amit S.
About time! Just yesterday I got call from "SBI manager" offering loan at 4% interest. When I asked which branch he's from, he disconnected 😤 These spam calls are not just annoying but dangerous financial frauds. RBI+TRAI combo should make system foolproof.
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Sunita R.
My elderly parents get scared by these spam calls claiming their PAN is blocked or account will freeze. Good that banking sector is priority. But TRAI must ensure digital consent doesn't become another complicated process that common people struggle with.
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Vikram J.
While this is welcome, TRAI should also focus on SIM card fraud. Many spam calls come from numbers registered with fake IDs. Need stronger KYC for SIMs along with digital consent. Jio started eKYC but other operators need to tighten processes too.
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Neha P.
Hope this works better than previous attempts 🤞 The worst is when you unsubscribe but keep getting messages. Digital consent should have one-click withdrawal option. Also TRAI app should show which companies have your consent - transparency is important!

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