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Key Points

The Stand-Up India scheme has demonstrated remarkable growth in supporting entrepreneurs from marginalized communities. Since its launch in 2016, the program has dramatically expanded loan sanctions for SC, ST, and women entrepreneurs. Loan amounts have surged from Rs 16,085 crore to Rs 61,020 crore, reflecting a transformative impact on economic opportunities. The initiative continues to break financial barriers and foster inclusive economic development across India.

Key Points: Stand-Up India Loans Surge to Rs 61,020 Crore for Entrepreneurs

  • Loan sanctions grow from Rs 16,085 crore to Rs 61,020 crore
  • Women entrepreneurs' accounts jump from 55,644 to 190,844
  • SC and ST entrepreneurial loans significantly increase
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Stand-Up India scheme sanctions record Rs 61,020 crore worth loans: Centre

Government reveals massive growth in Stand-Up India scheme, empowering SC, ST, and women entrepreneurs with record loan sanctions across India.

"This scheme is not just about loans; it's about creating opportunities, inspiring change, and turning aspirations into achievements - Ministry of Finance"

New Delhi, April 5

The Stand-Up India scheme has shown remarkable growth over the years, with the total loan amount sanctioned rising from Rs. 16,085.07 crore on March 31, 2019 to an impressive Rs 61,020.41 crore by March 17, 2025, the government has informed.

This reflects a substantial increase, highlighting the scheme’s expanding impact in empowering entrepreneurs across the country.

SC accounts grew from 9,399 to 46,248 with loan amounts rising from Rs 1,826.21 crore to Rs. 9,747.11 crore in the period.

ST accounts increased from 2,841 to 15,228 with sanctioned loans jumping from Rs. 574.65 crore to Rs. 3,244.07 crore.

“From 2018 to 2024, women entrepreneurs saw growth from 55,644 to 1,90,844 accounts, with sanctioned amounts rising from Rs. 12,452.37 crore to Rs. 43,984.10 crore,” said the Ministry of Finance.

The Stand-Up India scheme has been a transformative initiative, empowering SC, ST, and women entrepreneurs to turn their business ideas into reality.

“With significant achievements in loan sanctions and disbursements, it continues to foster inclusive growth. This scheme is not just about loans; it’s about creating opportunities, inspiring change, and turning aspirations into achievements,” the ministry noted.

The scheme reflected significant financial empowerment for the SC, ST communities and women entrepreneurs (from March 2018 to March 2024).

Since its launch on April 5, 2016, the Stand-Up India scheme has been on a mission to empower SC, ST and women entrepreneurs.

It aimed to break barriers by providing bank loans to help them start new businesses. Over the past 7 years, the scheme has not just funded businesses, it has nurtured dreams, created livelihoods, and driven inclusive growth across India, according to the Ministry of Finance.

The Stand-Up India scheme facilitates bank loans between Rs 10 lakh and Rs 1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise.

This enterprise may be in manufacturing, services, agri-allied activities or the trading sector. In case of non-individual enterprises at least 51 per cent of the shareholding and controlling stake should be held by either an SC/ST or woman entrepreneur.

—IANS

- IANS

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Reader Comments

P
Priya K.
This is amazing progress! 👏 My cousin got a loan through Stand-Up India to start her tailoring business. The scheme truly changes lives. More power to women entrepreneurs!
R
Rahul S.
While the numbers look impressive, I wonder about the repayment rates. The government should also share data on how many businesses succeeded vs failed. Still, a good initiative overall.
A
Anjali M.
As a small business owner myself, I know how hard it is to get funding. This scheme is a game-changer for marginalized communities. The growth in ST accounts is particularly heartening!
S
Sanjay P.
The numbers show promise, but implementation at ground level needs improvement. Many rural entrepreneurs still face bureaucratic hurdles. Hope the government addresses this.
M
Meena R.
From 55k to 190k women entrepreneurs in 6 years! 💪 This is exactly the kind of empowerment we need. My daughter is planning to apply next year for her organic farm startup.
K
Karthik V.
Great to see financial inclusion working. The next step should be business mentorship programs to help these entrepreneurs sustain and grow their ventures.

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