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Key Points

The PM-KISAN scheme is revolutionizing agricultural financial support across rural India by providing direct monetary assistance to farmers. Beneficiaries in Begusarai, Bihar, are experiencing unprecedented financial freedom through the Rs 6,000 annual installment. Farmers like Vidyanand Singh and Amar Kumar are now able to purchase seeds and fertilizers without depending on money lenders. This transformative initiative demonstrates the government's commitment to empowering and supporting India's agricultural community.

Key Points: PM-KISAN Scheme Liberates Farmers from Money Lender Debt

  • PM-KISAN provides Rs 6,000 annual financial assistance to farmers
  • Beneficiaries no longer need loans for seeds and fertilizers
  • Scheme offers financial independence to rural agricultural communities
  • Direct monetary support transforms farming ecosystem
2 min read

No longer dependent on lenders for buying seeds, fertilizers: PM-KISAN beneficiaries thank govt

PM Modi's PM-KISAN scheme empowers rural farmers with direct financial support, reducing dependency on traditional lending sources

"We don't have to depend on others for small things - Amar Kumar, Farmer"

Begusarai, May 4

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme is proving to be a boon for city farmers as the monetary assistance under the programme has come as a big respite for them in tackling many challenges, including financial hardships and dependence on money lenders, particular during seed sowing and harvesting of crops.

The monetary aid under the scheme is helping farmers in their needs on time and they now don’t have to wait for sale of crops to fulfill their basic needs.

Many beneficiary farmers of Begusarai district in Bihar, while speaking to IANS, also expressed their gratitude to the Prime Minister for this scheme.

Vidyanand Singh, a resident of Sihma village in Matihani block of Begusarai, said: “Earlier I had to take loan or credit for farming. But, since Prime Minister started giving Rs 6,000 under PM-KISAN, we do not have to take loans and now we are able to buy fertilisers and seeds on time.”

Fifty-year-old farmer Amar Kumar of Sihma village said: "I have started receiving three installments of Rs 2,000 in a year from the PM Kisan Samman Nidhi Yojana. This has benefited us a lot. We don’t have to depend on others for small things."

Fifty-five-year-old farmer Shyam Sundar Singh, a resident of Sihama village of Matihani block, said that he is a small-time farmer and does farming to earn his living, for which he sometimes had to take loans for fertilisers, seeds and other small works.

“After I started getting money under PM-KISAN, I have stopped taking loans and I am able to save some money too. I am grateful to the Prime Minister as he thinks a lot about farmers,” he said.

Chandan, another villager, echoed similar views and said: “Farmers had to face a lot of difficulties, particularly during floods and droughts, but ever since we started getting money under PM-KISAN, we are very happy.”

“We are eternally grateful to PM Modi, who thinks so much about the farmers,” he added.

- IANS

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Reader Comments

R
Rahul K.
This is truly heartwarming to read! Farmers are the backbone of our nation and PM-KISAN is making a real difference in their lives. No more middlemen exploiting them for loans. Hope the scheme reaches every small farmer across India 🇮🇳
P
Priya M.
While the scheme is good, the amount of ₹6000/year is too little considering today's fertilizer prices. The government should increase it to at least ₹12,000 to make a real impact. Still, better than nothing I suppose.
S
Sanjay T.
My uncle in Bihar was trapped in debt cycle before PM-KISAN. Now he's debt-free and even saving money! But implementation needs improvement - many eligible farmers still haven't received benefits due to documentation issues.
A
Ananya R.
Such schemes give me hope for rural India! 👏 But we must also focus on teaching farmers modern techniques and providing better market access. Money alone won't solve all problems. Holistic approach needed.
V
Vikram S.
Good initiative but the real test will be sustaining it long-term. What happens if government changes? We need permanent solutions like cooperative farming models and better MSP implementation.
N
Neha P.
As someone from farming family, I can confirm this scheme has reduced stress during sowing season. But wish the payments were more timely - sometimes delays cause problems. Still, a step in right direction! 🙏

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