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Jharkhand News Updated Dec 12, 2025

Jharkhand's Path to Progress: How Rural Women Are Gaining Financial Freedom

The Deen Dayal Antyodaya Yojana is making a real difference in Palamu, Jharkhand. Rural women are forming self-help groups to access loans and training for starting their own businesses. This initiative is not just about economics; it's changing deep-seated social customs and giving women newfound confidence. Ultimately, it's a powerful step toward lifting families out of poverty.

Jharkhand: Deen Dayal Antyodaya Yojana paves way for women's self-reliance in Palamu

Palamu, Dec 12

The Central Government’s ‘Deen Dayal Antyodaya Yojana’ has become a major means of making rural women self-reliant. Women’s self-help groups are formed and provided with easy loans, skill training, and market linkages to help them start their own livelihoods under this scheme. A large number of women in Palamu, Jharkhand, have also benefited immensely from this scheme.

Sushma Devi, a beneficiary and trainer under the ‘Deen Dayal Antyodaya Yojana’, told IANS that she received training through an NGO and now prepares and sells food products like pickles and papad in the market. She is also training other women and helping them become self-reliant.

Sushma Devi said, “Earlier, we weren’t even allowed to step outside the house, but after joining the group, our thinking has changed. Today, banks are giving loans without any guarantee. The credit goes to Prime Minister Narendra Modi, because of whom women are becoming economically stronger and are able to take responsibility for their families.”

Savita Kumari, a member of a self-help group, said, “Joining the group has changed our lives. Earlier, women were confined to their homes, but the scheme has given them the opportunity to step out and stand on their own feet.”

Medininagar City Manager Satish Kumar said, “The ‘National Rural Livelihoods Mission’ is proving effective in the development of rural women. Due to this scheme, many social evils, especially the practice of ghunghat (veil), have reduced significantly. Women are becoming independent and contributing to society.”

It is worth noting that under the Government of India’s ambitious ‘Deen Dayal Antyodaya Yojana’, the ‘National Rural Livelihoods Mission’ is playing a major role in the economic empowerment of rural women. Launched in 2011 under the Ministry of Rural Development, the scheme aims to organise rural poor families and link them to self-employment so that more and more women can rise above the poverty line.

— IANS

Reader Comments

Rohit P

Good to see schemes actually reaching the people. The reduction in practices like ghunghat mentioned by the City Manager shows real social change, not just economic. Hope this model is replicated across all districts.

Aman W

While the intent is good, the real test is sustainability. Are these women getting fair market prices? Is there a proper supply chain? Loans are helpful, but without a stable market, these initiatives can falter. Hope the government ensures continuous support.

Sarah B

As someone who has worked with rural communities, skill training and market linkage are the two most critical components. Glad to see this Yojana is focusing on both. The ripple effect when one woman trains others is incredible.

Vikram M

"Banks giving loans without any guarantee" – this is a game-changer for rural women who often have no collateral. Financial inclusion in its true sense. Jai Hind!

Kavya N

My bua (aunt) in a village in Bihar is part of a similar SHG. The confidence it has given her is priceless. She now contributes to family decisions. It's about more than money; it's about dignity and self-respect. 🙏

We welcome thoughtful discussions from our readers. Please keep comments respectful and on-topic.

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