Uttarakhand CM Dhami chairs SLBC meet, stresses on improving credit-deposit ratio
Dehradun, July 9
Uttarakhand Chief Minister Pushkar Singh Dhami is chairing the State Level Bankers' Committee meeting at the Secretariat. During the meeting, the Chief Minister directed banks to place special emphasis on improving the Credit-Deposit Ratio across the state.
CM Dhami instructed officials to organise regular outreach camps in districts with low CD ratios to boost credit flow. Expressing concern over the poor Credit-Deposit Ratio in Bageshwar, Pauri Garhwal, Almora, Rudraprayag, Pithoragarh, and Tehri Garhwal, the Chief Minister called for immediate corrective measures.
He also stressed that "People should not face any difficulty in accessing the benefits of the government's various public welfare schemes."
Meanwhile, on Wednesday, CM Dhami reviewed the functioning of the Social Welfare Department and directed officials to design all welfare schemes keeping in mind not only present-day requirements but also the challenges and needs of the next 25 years.
He said the schemes should remain effective over time and serve as "best practice" models for other states.
The Chief Minister instructed officials to ensure that the construction of Babu Jagjivan Ram Boys' Hostel at Doiwala (Dehradun), Babu Jagjivan Ram Boys' Hostel at Paines (Nainital), and Babu Jagjivan Ram Girls' Hostel at Someshwar (Almora) is completed by October so that Scheduled Caste students can soon benefit from improved residential and educational facilities.
He also directed officials to integrate welfare schemes and ensure efficient financial management and optimal utilisation of resources during implementation and construction, a release said. The Chief Minister further instructed that eligible citizens should be automatically brought under the Old Age Pension scheme upon attaining the age of 60, eliminating unnecessary procedural delays and ensuring timely pension benefits.
During the meeting at the Chief Minister's residence auditorium, Chief Minister Pushkar Singh Dhami transferred the June 2026 pension instalments under various Social Welfare Department schemes through the Direct Benefit Transfer (DBT) "One-Click" system. A total of 980,950 beneficiaries received approximately Rs 145.42 crore directly into their bank accounts. Of this, the Central Government contributed around ₹7.02 crore, while the State Government contributed approximately ₹138.40 crore.
— ANI
Reader Comments
Automatically enrolling people for Old Age Pension at 60 is a great move. Many elderly in villages miss out due to paperwork hassles. DBT system making it seamless—₹145 crore transferred in one click, that's efficiency! 👍
Impressive that the CM is thinking 25 years ahead for welfare schemes. Too often policies are short-sighted. But hope these "best practice" models also consider climate change impacts in the Himalayan region. Long-term viability is key.
Good to see focus on student hostels for SC community—hostels in Doiwala, Nainital, Almora by October deadline. Timely completion is crucial; many similar projects drag on for years. CM should personally monitor progress. 📚
Banks need to simplify loan procedures in hilly areas. Even if outreach camps happen, paperwork for small farmers or SHGs remains a nightmare. Also, why is CD ratio low in districts like Pauri and Almora? Need root cause analysis first. 🤔
The DBT integration with pension scheme is a win. ₹145 crore directly to nearly 10 lakh beneficiaries—no middlemen, no delays. But also ensure that state government's ₹138 crore share is released on time without budget cuts. Fiscal discipline matters.
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