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UPI Hits Record 22.64 Billion Transactions in March 2026, Shows Strong Growth

The Unified Payments Interface recorded 22.64 billion transactions in March 2026, marking significant growth from February's 20.39 billion. The total transaction value for March reached Rs 29.53 lakh crore, up from Rs 26.84 lakh crore the previous month. Average daily transactions remained robust at 730 million, with a daily value of over Rs 95,000 crore. This performance underscores the continued, rapid adoption of digital payments across India.

Key Points: UPI Records 22.64 Billion Transactions in March 2026

  • 22.64 billion transactions in March
  • Rs 29.53 lakh crore total value
  • Up from 20.39 billion in February
  • 24% yearly growth in transaction count
2 min read

UPI records 22.64 billion transactions in March 2026, says Department of Financial Services

UPI transactions grew to 22.64 billion in March 2026, with a value of Rs 29.53 lakh crore, showing a major surge in India's digital payments.

"UPI achieves 22.64 Bn transaction count in March'26! Thank you, India, for embracing digital payments and driving this revolution forward. - Department of Financial Services"

New Delhi, April 2

Unified Payments Interface recorded 22.64 billion transactions in March 2026, reflecting continued growth in digital payments across the country, the Department of Financial Services said on Wednesday.

In a post on X, the department said, "UPI achieves 22.64 Bn transaction count in March'26! Thank you, India, for embracing digital payments and driving this revolution forward."

The department also encouraged users to continue supporting the growth of digital payments in the country. "Let's continue the journey of transforming the way we transact!" the post added.

Meanwhile, a separate social media post by the National Payments Corporation of India (NPCI) highlighted detailed monthly data for February and March 2026.

According to NPCI, UPI transactions stood at 22.64 billion in March 2026, compared to 20.39 billion transactions in February 2026, showing a rise in transaction volume.

NPCI also noted that the total transaction value through UPI reached Rs 29.53 lakh crore in March, up from Rs 26.84 lakh crore in February.

The post further highlighted that the average daily transaction count in March stood at 730 million, compared to 728 million in February, while the average daily transaction value was Rs 95,243 crore.

The NPCI post also noted strong year-on-year growth in digital payments, with 24 per cent growth in transaction count and 19 per cent growth in transaction value in March 2026.

UPI, developed by NPCI, has become one of the most widely used digital payment systems in India, enabling real-time money transfers through mobile applications and banking platforms.

- ANI

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Reader Comments

R
Rohit P
While the growth is impressive, I hope NPCI and banks are also focusing on strengthening security. With so many transactions, even a small percentage of fraud can affect lakhs of people. More awareness campaigns are needed.
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Aman W
Rs. 29.53 lakh crore in a single month! That number is mind-boggling. It shows the sheer scale of our economy moving digital. My small kirana store owner uncle in a tier-3 town now prefers UPI over cash. Jai Hind!
S
Sarah B
As someone who moved to India recently, the convenience of UPI is unmatched. Back home, we still rely heavily on cards or cash apps that charge fees. Here, it's seamless and free. A world-class system.
V
Vikram M
The 24% YoY growth is solid. But I'm more curious about the value growth being lower at 19%. Does this mean more small-ticket transactions? Probably people using it for chai-pani payments now, which is great for financial inclusion.
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Nisha Z
Remember the days of running to the bank for everything? UPI has been a blessing, especially for women managing household expenses. So much easier to track spending and send money to family. More power to this digital revolution! 💪

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