PM Modi Hails 11 Years of Jan Suraksha Schemes, 94.5 Crore Enrolled

PM Modi marked 11 years of Jan Suraksha Schemes, highlighting their role in providing social security. The schemes have achieved 94.5 crore cumulative enrolments. PMJJBY and PMSBY have settled claims worth over Rs 25,000 crore combined. The Atal Pension Yojana has particularly benefited women (Nari Shakti).

Key Points: PM Modi: 11 Years of Jan Suraksha Schemes Benefit 94.5 Crore

  • PM Modi marks 11 years of Jan Suraksha Schemes
  • 94.5 crore cumulative enrolments achieved
  • PMJJBY settled claims over Rs 21,500 crore for 10.7 lakh families
  • Atal Pension Yojana especially benefits Nari Shakti
2 min read

Social security, pension schemes show our commitment to bring dignity, financial security to people: PM Modi​

PM Modi says Jan Suraksha Schemes reflect commitment to dignity & financial security. 94.5 crore enrolled in PMJJBY, PMSBY & APY in 11 years.

"They reflect our commitment to bring dignity, assurance and financial security into the lives of the people of India - PM Narendra Modi"

New Delhi, May 9

Prime Minister Narendra Modi on Saturday said that key Jan Suraksha Schemes, which completed 11 years of providing social security cover, reflect the government's commitment to bring dignity, assurance and financial security into the lives of the people of India.​

Launched on May 9, 2015, by PM Modi, the schemes -- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) -- were envisioned to provide affordable financial protection to all, particularly underserved and vulnerable sections of society.​

"On this day, 11 years ago, key social security and pension schemes were launched by the NDA Government. They reflect our commitment to bring dignity, assurance and financial security into the lives of the people of India," the Prime Minister said in a post on X.​

Sharing a MyGovIndia thread, PM Modi said that "This thread highlights that the PM Jeevan Jyoti Bima Yojana and PM Suraksha Bima Yojana have had a positive impact at the grassroots".​

PM Modi further stated that the Atal Pension Yojana has been highly beneficial for many people, enabling them to lead a more secure life in their old age.​

"The scheme reflects our commitment to making social security accessible and inclusive. It is gladdening to see our Nari Shakti in particular benefit from this scheme," he mentioned.​

The three Jan Suraksha Schemes have reached 94.5 crore in cumulative enrolments.​

The enrolments under PMJJBY have exceeded 27.43 crore; under PMSBY, more than 58.09 crore people have enrolled; and more than 9.04 crore individuals have enrolled in the APY scheme (till April 30).​

The PMJJBY scheme has settled claims worth more than Rs 21,500 crore for over 10.7 lakh families. Notably, the PMSBY scheme has settled claims worth more than Rs 3,660 crore for over 1.84 lakh families.​

These flagship schemes aim to broaden the insurance and pension landscape by shielding citizens against life's uncertainties and fostering long-term financial resilience.​

- IANS

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Reader Comments

S
Sarah B
As someone working in financial inclusion, I've seen how these Jan Suraksha schemes have truly transformed lives in rural India. The numbers are impressive but what matters more is the actual impact on families facing emergencies. PM Modi's vision of social security for all is commendable.
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Kavya N
Good initiative but why only ₹21,500 crore claims settled when premium collected must be much higher? Need more transparency on fund utilisation. Also, women's participation increasing is good but actual claim settlement ratio for women should be published separately.
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Rohit P
My mother got PMJJBY claim when my father passed away last year. The process was surprisingly smooth and quick. ₹2 lakh came within 15 days. These schemes are literally lifelines for poor families. Salute to the vision behind this! 🙏
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David E
94.5 crore enrollment is staggering. Compare that to any other developing nation's social security coverage. India's digital public infrastructure combined with these schemes is creating a unique model. The Atal Pension Yojana especially addresses the old age income crisis.
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Vikram M
Good schemes but why limit to just one accidental death cover of ₹2 lakh? In today's economy that's nothing. Should be increased to at least ₹10 lakh. Also, the pension amount of ₹1000-5000 per month after 60 is too little for decent living. Need to index these to inflation.

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