NewKerala.com

SIP Inflows Hit Record Rs 31,000 Crore in Jan, 7.4 Million New Accounts

SIP inflows remained robust at approximately Rs 31,000 crore for the second consecutive month in January, marking a 17% year-on-year increase. A significant 7.4 million new SIP accounts were opened during the month, pushing the total number of accounts in the country past 102.9 million. While SIP assets under management saw a slight decline to Rs 16.36 lakh crore due to market conditions, investments in gold ETFs doubled, indicating a diversification towards safer assets. Overall, the mutual fund industry witnessed strong net investments of Rs 1.56 lakh crore, signaling renewed investor confidence.

Key Points: SIP Inflows Hit Rs 31,000 Cr, 7.4 Million New Accounts Opened

  • SIP inflows steady at ~Rs 31,000 crore
  • 7.4 million new SIP accounts opened
  • Total SIP accounts cross 102.9 million
  • Gold ETF investments double in January
2 min read

SIP inflows hit Rs 31,000 crore in Jan, 7.4 million new accounts opened

January SIP inflows held at Rs 31,000 crore with 7.4 million new accounts. Total SIP accounts cross 102.9 million as gold ETF investments double.

"SIP inflows increased by 17 per cent year-on-year - AMFI Data"

Mumbai, Feb 10

Mutual fund Systematic Investment Plan inflows reached Rs 31,000 crore in the month of January, second consecutive month when SIP inflows were Rs 31,000 crore or more, the data released by the Association of Mutual Funds in India showed on Tuesday.

In December, the SIP inflows stood at Rs 31,002 crore. SIP inflows increased by 17 per cent year-on-year, from Rs 26,400 crore in January 2025.

According to AMFI data, 7.4 million new SIP accounts were opened in January. Meanwhile, 5.5 million SIP accounts were closed during this period.

Furthermore, the total number of SIP accounts in the country increased to 102.9 million, up from 101.1 million in December.

The data further showed that SIP assets under management (AUM) declined to Rs 16.36 lakh crore in January from Rs 16.63 lakh crore in December. This is attributed to the market decline. SIPs account for 20.2 per cent of the overall mutual fund industry's AUM.

According to the AMFI, investments in gold ETFs doubled to Rs 24,039.96 crore in January from Rs 11,647 crore in December. This indicates that people are prioritising safe investments like gold alongside the stock market.

Investments in active equity mutual funds in January stood at Rs 24,029 crore, a decline of approximately 14 per cent from Rs 28,054 crore in December. This means investor confidence in the mutual fund industry remained strong.

In November, equity funds saw an inflow of Rs 29,911 crore, compared to Rs 24,690 crore in October. In July 2025, equity funds saw the highest inflow of Rs 42,702 crore.

However, January proved to be a good month for the overall mutual fund industry. Net investments during this period totalled Rs 1.56 lakh crore, compared to Rs 66,591 crore in December. This clearly indicates that investors are now turning to mutual funds again.

- IANS

Share this article:

Reader Comments

P
Priya S
Interesting to see the gold ETF numbers doubling. My parents always said to keep some gold for safety, and it looks like many new investors are thinking the same way. A balanced portfolio with SIPs and some gold seems to be the new mantra.
R
Rohit P
The headline is positive, but we must note that 5.5 lakh accounts were also closed. This churn rate is a bit concerning. Are people stopping SIPs due to market volatility? We need more financial literacy to encourage staying the course for the long term.
S
Sarah B
As an NRI, it's heartening to see India's investment landscape mature so rapidly. The sheer scale—over 102 million SIP accounts—is staggering. This collective discipline will build immense wealth for the nation over the next two decades.
V
Vikram M
SIP AUM declined slightly because of the market dip, but that's exactly the point of SIPs, right? You get more units when the market is down. New investors shouldn't worry about month-on-month AUM figures. Keep investing regularly!
K
Karthik V
The data shows a healthy trend. People are moving from traditional FDs and real estate to more formal financial instruments. This is crucial for the economy. Hope the momentum continues and reaches smaller towns even more.

We welcome thoughtful discussions from our readers. Please keep comments respectful and on-topic.

Leave a Comment

Minimum 50 characters 0/50