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India News Updated Jun 30, 2026

Punjab & Sind Bank Unveils Digital Gold Loan, CBDC on 119th Foundation Day

Punjab & Sind Bank celebrated its 119th Foundation Day by unveiling a new vision and several digital initiatives, including CBDC services and a Digital Gold Loan facility. The bank also launched the Navjyoti mobile application for human resources and the PSB Bharat Connect account for government employees. During the event, the bank's leadership highlighted its historic net profit of Rs 1322 crores and the highest MSME growth of 30% in the sector. Additional Secretary Debashish Prusty commended the bank's achievements and noted the resilience of the Indian banking industry under government leadership.

Punjab & Sind Bank unveils new vision, digital initiatives and customer-centric banking solutions on its 119th Foundation Day

New Delhi, June 30

Punjab & Sind Bank unveiled new vision, digital initiatives and customer-centric banking solutions during its 119th Foundation Day celebrations held in Delhi on Tuesday.

During the event, the bank introduced its new Vision and Mission Statement. It also launched the Navjyoti mobile application for human resources, Central Bank Digital Currency (CBDC) services, a Digital Gold Loan facility, and the PSB Bharat Connect account designed specifically for central and state government employees.

The event marked over a century of the bank's operations in the country. Several dignitaries attended the event, including Department of Financial Services (DFS) Additional Secretaries Debashish Prusty and Hari Har Mishra, alongside DFS Joint Secretary Ashish Madhorao. Representatives from the National Housing Bank, IFCI, LIC, and Coal India were also present.

Debashish Prusty congratulated the bank staff during the event. He noted that the domestic banking industry maintains a highly resilient position.

The Indian Banking sector stands stronger than ever before under the leadership of the Prime Minister and the guidance of Finance Minister, Prusty said.

The Additional Secretary also commended the specific operational achievements of the financial institution, particularly its recent lending metrics in the priority sectors.

He also congratulated the bank on registering the highest MSME growth of 30 per cent in the banking sector, while also praising the new CBDC initiative and the Navjyoti application.

The leadership of the bank highlighted the performance of the workforce in driving recent financial milestones.

Swarup Kumar Saha, MD & CEO, Punjab & Sind Bank, praised the staff for their dedication and hard work in achieving the historic milestone of Rs1322 crores net profit.

Alongside the business and digital rollouts, the lender organized corporate social responsibility initiatives across its regional offices. These activities included environmental programs and tree plantation drives conducted by the regional teams.

— ANI

Reader Comments

Arun Y

Rs 1322 crore net profit is a great milestone for a PSB. But what about the PSB Bharat Connect account for government employees? Is it any different from the standard salary account? Would appreciate more details on that.

Michael C

As an NRI from the US, I've had decent experiences with Punjab & Sind Bank for remittances. The new Navjyoti HR app seems like a step toward modernisation. Overall, Indian banks improving well. Keep it up!

Priya S

Happy Foundation Day to PSB! 🎂 The tree plantation drives are a nice CSR touch. But honestly, the real test will be in customer service during peak hours and loan processing times. Hope the digital push actually reduces those queues.

Aditya G

Kudos to MD & CEO Swarup Kumar Saha and the team. 30% MSME growth is impressive! Priority sector lending is the need of the hour for small businesses. The CBDC initiative also aligns with RBI's vision for digital rupee. Bharat Connect for government employees sounds practical too. Let's hope the implementation is smooth.

We welcome thoughtful discussions from our readers. Please keep comments respectful and on-topic.

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