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Mutual Fund AUM Hits Record Rs 81 Lakh Crore, SIPs Top Rs 31,000 Crore

India's mutual fund industry saw its assets under management grow to over Rs 81 lakh crore in January 2026. Investor participation remained robust with total folios reaching 26.63 crore and SIP contributions amounting to Rs 31,002 crore. Equity-oriented schemes recorded their 59th consecutive month of positive inflows, highlighting sustained investor confidence. The industry also saw 12 new fund launches mobilising nearly Rs 2,000 crore during the month.

Key Points: MF AUM Crosses Rs 81 Lakh Crore, SIPs at Rs 31K Cr: AMFI

  • AUM crosses Rs 81 lakh crore
  • SIP contributions at Rs 31,002 crore
  • 59th month of equity inflows
  • Retail folios rise to 20.43 crore
  • 12 new funds mobilise Rs 1,939 crore
2 min read

Mutual Fund AUM shoots to over Rs 81 lakh crore in January: AMFI data

India's mutual fund AUM rose to over Rs 81 lakh crore in Jan 2026. SIP contributions hit Rs 31,002 crore with nearly 9.92 crore active accounts.

"January's data reflects a broadly steady trend... indicating continued investor participation. - Venkat Chalasani"

New Delhi, February 10

India's mutual fund industry continued its steady expansion in January 2026, with total net assets under management rising to Rs 81,01,305.58 crore, up from Rs 80,23,378.99 crore in December 2025, according to the latest monthly data released by AMFI.

The industry's average AUM stood at Rs 82,01,174.62 crore for the month. Investor participation remained strong, with total mutual fund folios increasing to 26.63 crore as of January 2026, reflecting the addition of 50.6 lakh net folios during the month.

Retail participation also showed an uptick. Retail mutual fund folios covering equity, hybrid, and solution-oriented schemes rose to 20.43 crore in January from 20.28 crore in December 2025. Retail AUM across these categories stood at Rs 46,48,915 crore during the month.

Equity-oriented schemes continued to attract investor interest, marking the 59th consecutive month of positive equity inflows since March 2021.

Systematic Investment Plan (SIP) assets reached Rs 16,36,082.09 crore in January 2026, accounting for 20.2% of the industry's total assets. Monthly SIP contributions amounted to Rs 31,002.33 crore, with nearly 9.92 crore contributing SIP accounts during the period.

New fund offerings remained modest, with 12 open-ended schemes launched across categories in January, collectively mobilising Rs 1,939 crore.

In the Specialised Investment Fund (SIF) segment, assets stood at Rs 6,564 crore in January 2026. The category recorded inflows of Rs 1,729 crore, largely driven by hybrid strategies, which attracted Rs 1,637 crore.

Venkat Chalasani, Chief Executive Offcier (CEO) of AMFI said, "January's data reflects a broadly steady trend in India's mutual fund industry despite ongoing global uncertainties and short-term market volatility. Industry AUM crossed Rs 81 lakh crore, continuing the gradual expansion seen over recent years. Equity inflows remained positive for the 59th consecutive month, while SIP contributions stayed largely stable, indicating continued investor participation."

"Flows into hybrid, multi-asset, and passive products--including increased allocations to gold and silver ETFs--suggest a measured approach by investors toward diversification and portfolio balance. Overall, these developments indicate that mutual funds remain a widely used investment avenue, with participation levels holding up across varying market conditions," he added.

- ANI

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Reader Comments

R
Rohit P
Rs 81 lakh crore is a huge number! But I hope this growth is sustainable and not driven by FOMO. New investors should remember the basics - diversify, invest for the long term, and don't panic with market ups and downs.
A
Arjun K
The SIP number is mind-blowing - nearly 10 crore accounts! This shows how financial literacy is spreading in India. From my chaiwala to my CA, everyone is talking about mutual funds now. A very positive shift for the economy.
S
Sarah B
As an NRI investing in Indian MFs, this data is encouraging. The consistent equity inflows for 59 months show remarkable resilience. However, I wish the article had more on the debt fund side - that's crucial for a balanced view.
V
Vikram M
Good to see the growth, but let's not forget the expense ratios and hidden charges. Many small investors don't fully understand the costs involved. AMFI and SEBI should ensure more transparency so the *aam aadmi* truly benefits.
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Kavya N
The increase in hybrid and multi-asset funds is interesting. After the volatility last year, my advisor also suggested moving some equity allocation to hybrid schemes. Looks like many investors are thinking the same way for better risk management.

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