BHIM App Soars: 300% Transaction Growth in 2025 Signals UPI Boom

The BHIM payments app recorded explosive growth in 2025, with monthly transactions soaring over 300% from January to December. Transaction value also saw a massive jump, exceeding ₹20,854 crore in the final month of the year. Delhi emerged as a top market, driven largely by small-ticket, high-frequency payments for groceries and peer-to-peer transfers. The app's reliability has expanded its use to include critical functions like IPO mandate authentications alongside everyday purchases.

Key Points: BHIM App Sees 300% Growth in 2025 Transactions

  • Over 300% annual growth in transactions
  • Transaction value crossed ₹20,854 crore in Dec 2025
  • Delhi a leading market for high-frequency use
  • Used for both small payments and high-value authentications
2 min read

India's digital payments boom: BHIM app records over 300 pc growth in monthly transactions in 2025

BHIM UPI app transactions surged over 300% in 2025, with value crossing ₹20,854 crore in Dec. Delhi leads in high-frequency usage.

"The BHIM Payments App has been designed to offer safe, convenient and inclusive digital payments. - Lalitha Nataraj"

New Delhi, Jan 22

The BHIM Payments App has witnessed a sharp surge in usage in calendar year 2025 -- reflecting India's growing shift towards UPI-based digital payments.

Monthly transactions on the app rose more than four times during the year -- highlighting increased trust, ease of use and expanding payment options for users across the country.

Data released by NPCI BHIM Services Limited shows that monthly transactions on the BHIM app grew from 38.97 million in January 2025 to 165.1 million in December 2025.

This marks a growth of over 300 per cent in transaction volumes, with the platform recording an average month-on-month growth of around 14 per cent throughout the year.

Along with higher volumes, the value of transactions also saw a strong jump. In December 2025, transaction value crossed Rs 20,854 crore.

Compared to the same period last year, volumes increased by nearly 390 per cent, while transaction value rose by more than 120 per cent.

This indicates that users are increasingly using BHIM not only for small daily payments but also for high-value transactions.

Delhi emerged as one of the leading markets for the BHIM Payments App in 2025. The growth in the national capital was mainly driven by small-ticket, high-frequency transactions.

Peer-to-peer payments accounted for 28 per cent of total transactions, followed by grocery purchases at 18 per cent.

Fast-food outlets contributed 7 per cent, eating places 6 per cent, telecom services 4 per cent, service stations 3 per cent and online marketplaces 2 per cent.

The app also gained popularity for IPO mandate authentications and other high-value transactions, underlining its reliability for critical payment and authentication needs.

Commenting on the performance, Lalitha Nataraj, Managing Director and CEO of NPCI BHIM Services Limited, said the BHIM Payments App has been designed to offer safe, convenient and inclusive digital payments, even in areas with low internet connectivity.

- IANS

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Reader Comments

P
Priya S
Impressive growth! But I hope NPCI is also investing heavily in cybersecurity. With such high volumes and values, it becomes a prime target. Security should be the top priority, not just growth numbers.
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Rohit P
My dadi (grandmother) in our village now uses BHIM to receive her pension! She was scared at first, but the agent showed her. If it can reach there, it can reach anywhere. Best part is the low internet feature.
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Sarah B
As someone who moved to Delhi for work, BHIM has been a lifesaver. From auto-rickshaw fares to splitting dinner bills with friends, it's seamless. Interesting to see Delhi is a top market.
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Vikram M
The jump to over 20,000 crore in transaction value in a single month is mind-blowing. It shows people are trusting it for big payments too, not just small kirana store purchases. Used it for my mutual fund SIP last month.
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Karthik V
Good progress, but the user interface still feels a bit clunky compared to some private apps. Hope they focus on improving that. Also, more cashback offers would be nice to keep users engaged! 😅

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