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ICICI Bank Q4 Profit Jumps 9% to Rs 14,755 Crore; Declares Dividend

ICICI Bank reported a consolidated net profit of Rs 14,755 crore for the fourth quarter of FY26, marking a 9% year-on-year increase. The bank's core net interest income grew by 8% to Rs 22,979 crore during the quarter, supported by growth in total assets and advances. Provisions and contingencies saw a significant decline, dropping sharply to Rs 260.67 crore from Rs 2,646.52 crore in the previous quarter. The lender also announced a dividend of Rs 12 per equity share for its shareholders, subject to necessary approvals.

Key Points: ICICI Bank Q4 Net Profit Rises 9%, NII Up 8%

  • 9% rise in Q4 net profit
  • 8% growth in net interest income
  • Sharp decline in provisions
  • Dividend of Rs 12 per share announced
2 min read

ICICI Bank Q4 net profit rises 9 pc to Rs 14,755 crore; NII up 8 pc

ICICI Bank reports a 9% rise in Q4 net profit to Rs 14,755 crore. NII grows 8% to Rs 22,979 crore. Bank announces Rs 12/share dividend.

"The lender's core net interest income (NII) rose 8 per cent YoY to Rs 22,979 crore during the quarter - ICICI Bank Exchange Filing"

Mumbai, April 18

ICICI Bank on Saturday posted a consolidated net profit of Rs 14,755 crore for the fourth quarter of FY26, a 9 per cent year-on-year rise.

The second-largest private lender had reported a profit after tax (PAT) of Rs 13,502.22 crore in the corresponding quarter of the previous year.

The lender's core net interest income (NII) rose 8 per cent YoY to Rs 22,979 crore during the quarter, compared to Rs 21,193 crore in the same period last year, the bank said in an exchange filing.

Total income for the quarter stood at Rs 84,613.66 crore, up from Rs 79,747.77 crore in Q4 FY25.

The bank's interest earned during the quarter came in at Rs 49,593.75 crore, compared with Rs 48,363.84 crore in the previous quarter.

Other income -- which includes premium income from the insurance business and other operating revenues -- rose to Rs 35,019.91 crore from Rs 31,360.85 crore a year ago.

Operating profit (before provisions and contingencies) increased to Rs 21,004.88 crore in Q4 FY26.

Total expenditure stood at Rs 63,608.78 crore, while employee costs for the quarter came in at Rs 6,256.82 crore.

Provisions (other than tax) and contingencies declined sharply to Rs 260.67 crore in Q4 FY26, compared with Rs 2,646.52 crore in the previous quarter.

On the business front, total assets rose to Rs 29.14 lakh crore, compared to Rs 26.42 lakh crore a year ago.

Deposits increased to Rs 18.30 lakh crore, from Rs 16.41 lakh crore in the year-ago period.

Gross advances rose to Rs 16.44 lakh crore, compared to Rs 14.20 lakh crore a year earlier.

Apart from earnings, the lender has announced a dividend of Rs 12 per equity share for its shareholders which is subject to necessary approvals.

Shares of ICICI Bank on Friday settled at Rs 1,352.80, up 0.54 per cent on the NSE.

- IANS

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Reader Comments

P
Priya S
Good to see the bank performing well. But I have a question - with such massive profits, when will we see a more significant reduction in home loan or personal loan interest rates for the common customer? The cost of borrowing is still very high for the middle class.
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Aman W
The growth in deposits and advances is impressive. It shows trust in the bank and reflects the overall growth in the economy. Hope this stability translates into better digital services and fewer technical glitches on their app!
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Sarah B
Interesting to see the "other income" from insurance etc. is such a large chunk. It shows how diversified their revenue streams are. A robust financial sector is crucial for India's development goals.
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Karthik V
Employee cost at ~Rs 6,256 crore against a profit of ~Rs 14,755 crore. While profits are great, I hope the bank is also ensuring its frontline staff and branch employees are being compensated fairly for their hard work. A company's true strength is its people.
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Nisha Z
These numbers are mind-boggling for a common person like me. Rs 29 lakh crore in assets! It's a testament to the scale of our banking industry. As a customer, my experience has been mostly smooth. Keep it up!

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