Budget 2026: FM Nirmala Sitharaman Launches SHE Retail Outlets for Women Entrepreneurs

She highlighted a significant evolution in how the government views women's work. She spoke about the successful foundation laid by previous initiatives, specifically noting that she intends to "build on the success of 'Lakpati Didi Programme'" which has already helped millions of women find their footing through self-help groups.

The Finance Minister made it clear that the goal is no longer just about providing small loans or supporting basic survival. She explained that the next phase of development is about scaling up and moving into the big leagues of retail. She signaled a shift in strategy when she said, "I propose to help women take the next step from credit-linked livelihoods to being owners of enterprises." This marks a transition from women being beneficiaries of credit to becoming the actual decision-makers and stakeholders in the supply chain.

To make this a reality, the budget introduced the concept of "SHE," a dedicated branding and infrastructure project. These aren't just small stalls; they are designed to be professionally managed spaces. Sitharaman detailed the structure of this plan, stating that "Self Help Entrepreneurs (SHE) will be set up as community owned retail outlets within the cluster level federations." By placing these outlets at the cluster level, the government aims to give rural products a premium platform that can compete with mainstream brands.

Realising that traditional bank loans might not be enough for such an ambitious leap, the Finance Minister also addressed the need for specialised capital. She noted that these entrepreneurs would be supported "through enhanced and innovative financing instruments," suggesting that the government will look beyond simple interest-rate subsidies to more robust equity-like support.

- ANI