"Our assessment indicates that about 20 per cent of workforce in India is women and out of which only 10 per cent (2 per cent) end up having healthcare protection on their own. We have made an effort to encourage them to take health coverage by incentivising their inclusion in our new plan," said Rakesh Jain, CEO.
The first-of-its-kind health insurance plan provides special pricing benefits to single women, widows and divorcees.
The product comes with wide range of sum insured. The policy can be renewed till the customer desires with no exit age.
"We are extending pricing benefits on the total family premium in case a family decides to add a girl child in the policy. This is our small effort to welcome a girl child in the family," said Jain.
According to a company statement, the policy automatically gets extended for one year without charging any premium in the event of insured policyholder getting diagnosed with a specified critical illness like cancer, stroke and others.
"HealthGain plan brings unique policy service guarantee that will entitle the customer additional monetary/coverage benefits if for some reason the company is unable to fulfill its commitments on policy and claims servicing within the agreed time" said Jain.
The policy also offers Call Option that allows the customer to enhance the base sum insured at pre defined intervals with continuity benefits.
Reliance General Insurance also offers a widespread network of over 4,000 hospitals for cashless treatment under this policy.
--IANS (Posted on 01-08-2013)