New Delhi, Aug 28 ANI | 23 days ago

Cabinet Ministers in Prime Minister Narendra Modi's National Democratic Alliance (NDA) government today launched the Pradhan Mantri Jan-Dhan Yojana across India.


External Affairs Minister (EAM) Sushma Swaraj and Madhya Pradesh Chief Minister Shivraj Singh Chouhan launched the scheme in Bhopal, while the scheme was launched by Union Transport Minister Nitin Gadkari in Nagpur, Union Law Minister Ravi Shankar Prasad in Chennai, Union Minister for Chemicals and Fertilizers Anantha Kumar in Bangalore and Union Minister for Consumer Affairs, Food and Public Distribution Ram Vilas Paswan in Patna.

"With this type of scheme, the government will return people's money to them, which is why it has been named the Jan-Dhan Yojana. The motto of the scheme is 'mera khata bhagyavidhata', which means 'my account is divine'. Once you become an account holder, you will get Rs 1 lakh insurance immediately without filling any separate form. And if you run the account properly for six months by withdrawing and depositing money at regular intervals, then a loan of Rs 5,000 will be made available to you," said Swaraj.

"The scheme will bring in good days for the poor. Every family will have its own bank account; it will help in saving money and keeping it safe and secure. As Prime Minister Narendra Modi said, by Aug 14, 2015, no family will be left without a bank account. Our team is busy getting accounts of each family opened," said Chouhan.

Meanwhile, launching the scheme in Nagpur, Gadkari said, "It has happened for the first time that in one day, bank accounts of around 1.5 crore people have been opened. It's a world record and they will also be getting an insurance of Rs 1 lakh. I feel that in the history of this country, this is a very positive move. It will benefit the poor, the unemployed and farmers alike as they will have banking facilities available to them through mobile phones and this will also increase job opportunities for them."

Gadkari also said that it's the starting of a very good scheme and will improve India's economic condition.

Similarly, Ravi Shankar Prasad said in Chennai, "The scheme will be followed by economic banking, literacy and education."

"Prime Minister Modi has launched digital India, where he said that he wants people to have government on their mobile phone. Similarly they should also have bank account and transaction on their mobile phones. Every school should have a broadband connection not only in urban but in rural areas also," Prasad added.

Launching the Pradhan Mantri Jan-Dhan Yojana programme at a function in Bangalore, Anantha Kumar said that after a long consultation, the project of financial inclusion was evolved by the Government of India with an objective of bringing the entire financially excluded population to the main path of growth, so that the sustainable growth of the nation could take place and benefits of the development could reach up to the last mile.

He also appealed to all the people of Karnataka to avail of the benefits of the programme and join hands to work for the development of the country.

Prime Minister Narendra Modi formally launched the Pradhan Mantri Jan-Dhan Yojana today in New Delhi, stating that the scheme will be the first step for many towards being a part of the economy.

The Prime Minister had made the announcement about the scheme in his Independence Day speech. While the main function was held in New Delhi, the scheme was simultaneously launched in every state capital today.

(Posted on 28-08-2014)

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